|
| |
Boosting Performance: Is A Supercharger or Turbocharger Better
From the beginning of automobile manufacturing, there has always been someone looking for a way to boost the performance and power from the engine. The most obvious way to gain performance is to build a bigger engine. The problem is bigger means more weight, and more expense. A better way to improve the performance output of your car or trucks engine is to push more air into the engines combustion chamber. By increasing the amount of air, the engine can accept more fuel. The combination of more air and fuel means a more powerful combustion that generates more horsepower. So how do you get more air in to the combustion chamber? The increase in air is
|
|
Buying Tips: Sail Away From The Sale
My mailbox has been stuffed with sales flyers from the auto dealers in my area. I have been offered free gas for a year, payments as low at $59.00 per month, and a chance to win $7500.00 if I buy a new or used car or truck in the next 5 days. According to the sales flyers, this is a Presidents Day Sale, a Liquidation Sale, or some other call to action campaign to get me to respond immediately. As I am bored this time of year I thought it would be fun to visit one of the dealerships and see what I might be missing. So with flyer in hand I strolled into the showroom and
|
|
Car Financing Scams: When To Walk
I have been hearing horror stories lately from people that are buying a new or used car or truck thinking they are getting one payment to learn later the payment changed. Here is how it happens. You visit a dealer and settle on a vehicle. The in house finance manager quotes you a monthly payment based on the amount, length and the finance rate of the loan. You agree to the numbers feeling it is a payment you can handle. You leave the dealership with your new vehicle thinking
|
|
Car Buying Tips: Negotiating A Car Purchase
I know most people need to finance the cost of a new or used car or truck. Car and truck salespeople know this also and they take advantage of it wherever they can. Sales people like to learn early in the deal what you hope your monthly payment will be. However, how you convey that information to a salesperson will make a difference in what you pay for the vehicle. Do Not Ever answer the question "What do you need for a monthly payment?" This puts
|
|
Auto Loan Refinancing: When To Refinance?
Auto refinancing has become more popular because of the current downward trend in interest rates. There are some restrictions that apply to refinancing a car loan. Most commonly is that the majority of the lenders will not refinance your loan if the total amount owed on your vehicle is less then $7500.00, and your credit score must meet a qualifying level. Persons that should consider refinancing are borrowers that a. financed through the dealer, or b. have improved their credit score considerably since the secured the original loan. If your original loan is through the dealer you are probably
|
|
Classic Car Buying Tips: Not Every Antique Is A Classic
If you are a car enthusiast, there probably has been a time when you have wanted to own a classic car. The entire process of buying a classic car should be fun and exciting if you are sure of what you are looking for. The first step in buying a classic car is deciding how much you can afford to spend on this toy. Traditional auto loans generally do not apply for classic cars so you if you don't have the funds available you may have to use a home equity loan or some other form of creative financing. Once you know how much you can spend, you need to decide on what you want. Are you looking for a customized street rod, or an original classic? Now start
|
|
Trade In Tips: How To Negotiate The Value Of Your Used Car
Whether you are buying a new car or used car it is likely you have a vehicle to trade in. The trade is yet, another step in the negotiating process that you need to prepare for. The first tip I can give you regarding your trade is don't show up at the dealership with 6 months worth of trash on the floor and mud caked in the wheel wells. Take some time to spruce it up before asking for a trade value (see Car Detailing Tips). You would never try to sell your house when it is in desperate need of repair, the same holds true with your trade in. Next step, do some research on the market value of your trade. Look at what dealers are asking for similar vehicles in the ads for used cars, check out trade value publications like edmunds and kelley blue book, and search the classified of your local newspaper to see what private sellers are asking. We all tend to
|
|
Leasing VS. Buying: Tips For The Consumer
It is time to replace your current vehicle and you have just been quoted a monthly
payment by the salesperson. You are feeling nausea overcome you as you consider signing
the purchase agreement. You have to have transportation, what choice do you have. Well,
there is leasing the vehicle. Leasing is another way to finance a vehicle but at a lower
monthly payment. That is because at the end of the lease term you don't own the vehicle
the leasing company does. Simply put leasing is paying for the portion of the vehicle you
are going to use. At the end of the lease term (generally 36 months) you can either
purchase the vehicle at a predetermined price, lease another vehicle or just walk away.
When leasing rather then buying you are driving a vehicle that is in warranty throughout
the term of the lease. Your vehicle expense is limited to maintenace only. If you are a
person that desires a new vehicle every 2-3 years leasing is a great alternative. So why
doesn't everyone lease? Well, because there are some negatives. You are limited to the
amount of miles you can drive during the lease term. The mileage is usually 12000 miles
per year. There is a penalty of about .15 per mile for every mile
|
|
Tires: Tips To Consider When Buying Tires
Safety is the first consideration in buying tires. The only contact between your vehicle
and the road surface is your tires. Your brakes, your steering, and your suspension
performance all depend on the right tires. Tires are coded with a alphanumeric imprint
located on the sidewall. Be sure the tires you are buying match the tire code you are
replacing. When selecting tires know what your needs are. Tread designs vary for
different driving conditions. So match the tread with what fits your needs. If you live a
wet snowy climate your tire needs will be different then in the hot dry areas. Tires
should be replaced when tread depth measures 3/32 or less. When possible replace tires in
sets of 4. This is very important with 4 wheel drive vehicles. If you can only afford 2
tires at a time be sure the new tires are put on the rear axle. This is true for both
front and rear wheel drive vehicles. There are several options when it comes to where to
buy tires. The car dealer usually sells the tires the vehicle came from. The retail tire
stores offer a larger variety
|
|
| |
|